credit cards like aqua

How much can I borrow with a credit card like Aqua? An Aqua credit card can give you an initial credit limit of £250 - £1,200. With Drafty’s alternative to an Aqua card, you can borrow up to £3,000 depending on your circumstances. We've analyzed UK credit-builder cards for poor credit to find the best ones to help you improve your credit rating. Check out our recommendations, which we tailored to specific categories and consumer needs (e.g., no job, no credit history, etc.). In each, we identify a few cards based on the best features. 5 days ago · Baby child Cars travel Consumer rights campaigns Services Deals Find out the best bad credit card options if you have a poor credit history, or no credit history at all, and are looking to improve your credit rating. A list of the Top UK Credit Cards for Credit Building in January 2024: Amazon Platinum Mastercard; Chrome by Vanquis Bank; Post Office Classic Credit Card; Tesco Foundation Credit Card; Barclaycard Forward Card; Aqua Credit Card; Capital One Classic Credit Card; Zopa; Vanquis Credit Card; Description of the Best UK Credit Cards for Credit ... With an initial credit limit of between £250 and £1,200, Aqua’s Classic card could be an ideal solution if you’re seeking to rebuild a bad credit score. Representative Example Aqua offers two credit cards, although they’re quite similar. They’re both designed to be simple and easy to use, making them ideal if you haven’t had a credit card before or you’re looking for help to improve your credit score. Here’s what’s on offer: Aqua’s standard credit card is a credit builder card with no annual fees. Comparison of alternatives to a Vanquis card. Min. limit £50, max. limit £1,200. Rate discounts: 3% interest rate reduction if you make all your repayments on time for the first year, and a further drop of up to 2% more if you continue to do so in the second year. 31%. (3% fee) Year 1 - £0, Year 2 onwards - £30 per annum. 37.8% APR (variable) New welcome offer: Earn 20,000 bonus Nectar points when you spend £2,000 in your first 3 months. Earn a minimum of 3 Nectar points for virtually every £1 spent at Nectar partners, and 2 Nectar points for virtually every £1 spent elsewhere. 6 days ago · This year, the average customer score was 69% and there were seven providers that scored below this, including 118 118 Money, HSBC, Co-operative Bank, Vanquis Bank, Asda Money, Aqua, and Royal Bank of Scotland (RBS). RBS had the lowest customer score of 59%. Credit builder card: Barclaycard Forward. Best for: Those looking to reduce costs over time. If you make payments on time and stick to your credit limit, you are guaranteed a 3% reduction on APR after the first year and another 2% the following year. Representative APR: 33.9% variable. Credit limit: £50-£1,200. 3 Nectar points per £2 spent in Sainsbury's, Argos, Habitat and Tu clothing, and 1 Nectar point for every £5 spent elsewhere. 1 point = 0.5p (min 500pts) Representative example: When you spend £1,200 at a purchase rate of 29.4% (variable) p.a., your representative rate is 29.4% APR (variable). Read review. Compare. Barclaycard. Longest 0% period, but some could get fewer interest-free months. You'll get the full 21 months at 0% if you're showing as pre-approved in our eligibility calculator. If you're not, you could get just 10 months at 0%, so it might be better in that case to look at the cards below. - Up to 21mths 0%. The good news is that there are cards, like Aqua, that are specifically designed to help people who have a bad credit score and want to get back on track. The first step to getting a credit card is to check your eligibility through an eligibility checker like Aqua’s SafeCheck. The check takes just 60 seconds and lets you know if you're eligible.